Supplemental Insurance
We offer, dental, vision, hearing, critical illness, daily hospital indemnity, cancer, vision, nursing home, home health care, accident plans and disability plans that pay for costs or indemnify you directly.
Dental Insurance; This is to cover the costs of regular exams, c-rays, cleanings, and comprehensive dental like fillings, extractions, caps, and a limited benefit for implants. They vary in how much they will cover per year from $100o to $6500. There are frequently waiting periods for certain benefits depending of your insurance history.
VISION Insurance; This is to cover exams, glasses, lens, and contacts.
CRITICAL ILLNESS, CANCER AND HEART; These plans pay you if you have a heart attack or stroke or are diagnosed with internal malignant cancer or are hospitalized in critical care.
Hospital Indemnity; With regular health coverage you have deductibles, coinsurance, out of pocket maximums to cover. These indemnity plans cover part of all of those costs.
DENTAL/VISION/HEARING Insurance; This is to cover all dental and vision as described above as well as hearing tests and hearing aids.
Home Health Care and Nursing Home Care; – These plans assist with caring for the elderly
Accident Coverage; is an indemnity plan that pays you if you seek medical coverage due to any form of accident.
Disability Coverage; is a plan that pays you if you are unable to work due to illness or injury.